The perfect home loan strategy
Creating the perfect home loan strategy in India involves careful planning, research, and understanding of your financial goals. Here are the key components of an effective home loan strategy for…
Fixed vs Floating Interest Rate: How to choose the right option for your loan
Choosing between a fixed or floating (variable) interest rate for your loan depends on several factors related to your financial situation, goals, and risk tolerance. Here's a breakdown of both…
Bank Loans vs Private Loans: What to choose ?
When deciding between bank loans and private loans in India, the best choice depends on several factors, including your financial situation, the purpose of the loan, your creditworthiness, and the…
What is unsecured loan?
An unsecured loan is a type of loan that is not backed by any collateral (such as property, car, or savings). This means the lender does not have any specific…
What is Mudra Loan?
A Mudra Loan refers to a type of loan provided by the Micro Units Development and Refinance Agency (MUDRA), a government initiative in India. MUDRA was launched in 2015 to…
How to be smart with your credit card
Being smart with your credit card in India (or anywhere) involves using it in a way that maximizes benefits while avoiding common pitfalls, like debt accumulation or overspending. Here are…
Tax Saving Tips Before 31st March !!
If you’re looking to save taxes before the 31st March 2025 deadline in India, there are several options to reduce your taxable income and take advantage of tax-saving provisions under…
Digital Rupee Vs UPI
The Digital Rupee and the Unified Payments Interface (UPI) are both integral components of India's digital payment ecosystem, yet they serve distinct purposes and operate differently. Digital Rupee (e₹): Nature:…
India’s new income tax bill proposes broad access to taxpayers’ devices, social media accounts
Under the proposed amendments in India's Income Tax Bill, 2025, income tax officers will be granted the authority to access your emails and social media accounts if they suspect tax…
How the Repo Rate Works ?
The repo rate (short for "repurchase rate") is the interest rate at which a country's central bank, such as the Reserve Bank of India (RBI), lends short-term funds to commercial…